Booyah! My first monthly round-up of sorts. I haven’t quite decided how I want to approach these monthly series just yet. It’s been awhile since I last had an active blog (I used to be a semi-professional blogger in a past life), so am still finding my ‘voice’ as they say.
Tracking spending will be interesting as my partner is not quite onboard this PF train as I am. The good side of it is that despite not quite being on the same page, he is not a spendthrift. The bad side, is that he is also not earning very much, nor is he motivated to push for more. But it is what it is!
In May, as a couple we spent a total of $3863.18 excluding utilities. That looks like a huge number! But let’s break it down more.
We had relatives come and stay and we have a rule just between the two of us that no relatives of ours should need to spend a cent when they are staying in our city. This obviously doesn’t work for all families out there, but we have small tight knit families who do the same for us when we visit. So we spent $1345 for that in May.
We also did some minor renovations that made up $832 of the total expenditure.
So if you take out both of those major expenditures, we spent a total of $1686.18 over 4 ish weeks for groceries, entertainment, and other day-to-day expenses.
|OnePath||$496.94||Usually half this amount, but had to pay this twice this month.|
|House and Contents||$559.67||An annual amount of $1559.67.|
|Mobile Phone||$98.18||This should be the last time I pay this obscene figure.|
One of my PF goals is to cut spending. Given that I’ve only just started tracking, I guess I can’t really compare how well I have done on that front. I still need to figure out how I am dealing with the annual / half yearly / quarterly / monthly type bills, plus as I’m typing this I’m starting to think that my figures aren’t right. Ah well, it’s a start I guess!
Hopefully I will have a much better thought out process next month. At the very least, I will be able to compare how I did in spendings!